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Visa’s request to implement the signature feature in confirming debit transactions is questionable at best as both studies and merchants agree that PIN confirmation is more secure. With the option of routing these debit transactions through the lowest cost network, Visa is unable to capture much of this transaction value if the consumer remains on this PIN infrastructure. By suggesting to update the existing payment systems at Kroger stores, not only is the company acting in its own interest to capture further revenue but it is also putting the customer at risk.
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